SCIENCE OF AFFIRMATIONS
by Sheryl Eldene, MA, MBA
We know from a study from Yale in 1953 that the 3% of Yale graduates who had written goals had more wealth years later than the other 97% of the class combined. Also, in 1964, Harvard Business School did a similar study on the financial status of its students 10 years after graduation and found that:
- 27% of them needed financial assistance
 - 60% of them were living paycheck to paycheck
 - 10% of them were living comfortably
 - 3% of them were financially independent.
 
The study also looked at goal setting and found these interesting correlations.
- The 27% that needed financial assistance had absolutely no goal setting process in their lives
 - The 60% that were living paycheck to paycheck had basic survival goals;such as managing to live paycheck to paycheck
 - The 10% that were living comfortably had general goals. They thought they knew where they were going to be in the next five years
 - The 3% that were financially independent had written out their goals and the steps required to reach them.
 
								





